Enable Payment of Your Mobile Application
Consumers prefer to use their favorite apps – bank, retailer, coffee shop, grocery store – and payment credentials can be shared across multiple apps.
Great customers expect great apps from their favorite brands. Issuers have long provided mobile banking solutions that include balance inquiry, fund transfers, bill pay, and more. Retailer apps provide users with geo-fenced offers, remote ordering, loyalty and many other features. Adding mobile payments to any application is a feature extension that ensures consumers stay engaged with their favorite brands throughout their day, every day.
cpi Mobile™ enables issuers to payment-enable their existing Android, Windows or Blackberry mobile applications. The issuer or merchant maintains control over their brand and the user experience, encouraging consumers to stay in the issuer or merchant app for the entire shopping and payment process. Brands can customise promotional messages and recommend the best payment card at checkout. Issuers can allow merchant partners to enable payment cards within multiple apps. Whether a consumer prefers to pay with their banking app or from their favorite coffee shop app, cpi Mobile™ makes it possible by using the same issuer credential.
cpi Mobile™ allows issuers to manage card security (including tokenisation), metadata (e.g. card art, expiration date), and card life cycle (provision, activation, suspension, deletion, etc.).
The cpi Mobile™ platform offers loyalty together with payment, managing loyalty credentials in the same feature-rich manner as payment credentials. Offering loyalty programmes alongside mobile payments adds significant value for consumers, keeping them engaged for brand messaging and targeted offers. Mobile apps can provide loyalty card management, points and balance display, and access to the loyalty credentials through the cpi Mobile™ on-device software. The on-device software simplifies the interface for the mobile app developer, allowing for faster time-to-market. cpi Mobile™ can manage and present loyalty cards for both bar code scanning and NFC tap.